Finding Something You Don't Like About Yourself - Creating Habits

Finding something you don't like about yourself is usually very easy for most people. Most of the time you don't even have to ask your family or friends because you have heard them complain about the same thing for years. How many times have you heard someone mention, I need to lose weight?

Here's a list of things people don't like about themselves. If you're one of those people that has a hard time finding something wrong with yourself, you could always ask one of your friends for some suggestions. I'm sure they would like that.

1. The need to lose weight. This of course is one of the worst problems with Americans. Most people need to lose weight and let's not forget there are some people that need to gain weight.

2. The need to stop gambling. As more Indian reservations are allowed to build gambling casinos and of course as the Internet gambling gets larger, I've noticed some people with gambling problems.

3. The need to stop drinking alcohol. The abuse of alcohol has been going on for many years. These people have an excuse for why they drink and most of the time it doesn't make sense.

4. The need to stop smoking. This could be one of the most difficult things I've ever seen my friends and family deal with.

5. The need to stop excessive behaviors. For example, gossiping, cruelty, bullying, lying, cheating, stealing, partying etc. You get the idea.

6. Don't forget the dreaded shopaholic. Most shopaholic's seem to have large credit card debt and can't seem to stop this vicious circle of buying and owing money to their creditors.

7. Working long hours or the workaholic. Sometimes this is a necessity but I would suggest that you change your lifestyle if possible. Reevaluate your reasons for working so hard.

8. Religious fundamentalists. People that spend too much time at their place of worship and soon find themselves feeling guilty if they're not doing something spiritual.

9. The need to be on time. This would include people that have problems giving themselves enough time to get ready for work or school.

10. The need to stop doing drugs. I thought by now, approaching my 50s, that drugs would no longer be a problem in the United States, but it is. It's one of the most damaging things people can do to their lives.

There are plenty of things that people would like to stop doing or start doing. If you're a smoker and you seem to shop excessively near the casinos, I would advise you to start with something small and work your way up to the big stuff.

What are you going to change today about your life? Make a list of things that you're not happy with about your life and start making the changes today that you need to create the life you deserve and desire.

Greg Vanden Berge is a published author, internet marketing expert, motivational inspiration to millions of people all over the world and is sharing some of his wisdom with experts in the fields of writing,marketing, and personal development.

Greg is currently working on a personal development video library filled with great movies on a wide array of topics, like religion, self help and spiritual changes in the world. His views on religious freedom are slowly changing the way people think about institutional religion.

Structural Framing Beams

Let's start with the beams. They can be Glulam, Parallam, Microlam or even wood beams. What are all of these and why do I need them in my house. The beams are used to hold up parts of the house and are located in your walls, roofs and floors. Beams are used to transfer a load from one point to another.

Structural framing beams allow the architect to create large openings, floors and roofs in your house. The beams are also used to support the weight over the doors, windows and other openings in your home. These beams support massive amounts of weight in some cases and are even made of steel if needed.

Another growing problem is the lack of old growth trees in the forest. If we just used wood beams with out using the new engineered beams we would have to cut down a lot more of the bigger trees. So you can add these guys to your Christmas list. The lumber or wood engineers have come up with all sorts of alternatives for new building products. These new beams are just some of them. Keep up the good work guys...

Glulam is a engineered wood product comprised of wood laminations, or 2 x 4s that are bonded together with strong, waterproof adhesives. If you use a Glulam beam on the buildings exterior you will have to order a exterior Glulam beam. In this case the manufacture will use special exterior rated glues for the beam.

When ordering any wood engineered beams specify to the lumber yard what you are using the beam for. Exterior or Interior of the building. If you use a interior glulam over time there is a good chance of the beam delaminating or cracking apart.

Parallam is made from almost all of the wood on the log using veneer strands that are aligned parallel for maximum strength. The end product is a rectangular beam; which is longer, thicker, and stronger than solid-sawn lumber. They are often used as beams, headers, columns, and posts, among others uses.

Microllam is an engineered wood product that uses multiple layers of thin wood assembled with adhesives. It offers several advantages over typical milled lumber: it is stronger, straighter, and more uniform. It is much less likely than conventional lumber to warp, twist, bow, or shrink due to its composite nature. Made in a factory under controlled specifications, Microllam products allow users to reduce the onsite labor. They are typically used for headers, beams, rim board, and edge-forming material.

These beams come in all sorts of different lengths, widths and heights. They are engineered to hold amazing amounts of weight. They really are great engineering marvels.

Tip: I have had to replace almost all of these types of beams over the years due to some form of damage. Like anything else in your home if it is used improperly there is a good chance your are going to have some sort of failure. I have seen people add weight to these structural beams with no thought of them ever failing.

If you are planning on building a room addition, rebuilding your roof, adding a floor or any other type of construction where you are adding a addition load to your house. You might want to consult with a building contractor or structural engineer.

Thanks Greg For Another Super Article On Home Building. For more great articles visit Greg at http://gregvan.com/

Greg Vanden Berge is working on the internet to promote the education for creating simple to follow guides and home building books to help professional building contractors as well as the weekend warriors. He is currently working on more building stairs books and adding useful content to help solve problems created by the lack of construction knowledge in the building industry. Causes of Structural Failure

Plumbing Problems and Solutions - Repair Manuals

If you've owned a home for over 20 years, there's a very good chance, that you've had a water pipe break, a drainpipe clogged, a toilet that wouldn't flush right, or a water leak that damaged part of the home. If you don't know, what you're looking for and you have no idea what damage can be done, over time, this could mean trouble for the homeowner.

Plumbing problems like these have been around and will be around for many years. Knowing what to do about them, how to repair them and what materials will be needed, can be found in plumbing repair manuals for books. How would you like to have a professional plumber to advise you on your plumbing repairs. What if I told you that you could have a plumbing professional on hand at all times. Is this something that you might be interested in.

Well I can't guarantee that, so let's forget about what I just said and go to the next best thing. Plumbing repair manuals are full of tips and advice that when needed can sometimes be priceless. If water is leaking from the ceiling in your home and you have no idea, where the water is coming from or how to stop it from leaking, any information could be priceless and I mean priceless.

Plumbers, usually charge over $100 an hour for emergency service. I've seen plumbers come to peoples homes, turn the water off to the house, stop the water from leaking and now it is no longer an emergency. The plumber quickly pulls out an invoice for the plumbing repairs and it could be over $1000, if you decide that this is ridiculous and choose not to pay it, the plumber can hand you a bill for stopping the water leak. Some of these bills are what I would consider quite ridiculous, for just shutting the water off.

You're not paying the plumber for the amount of time it took him, you're paying him for his knowledge. If you knew where to shut the water off, you wouldn't have an emergency situation and could contact a plumber during normal hours. This could save you hundreds if not thousands of dollars.

With a simple home repair manual or a home plumbing book, you could prepare yourself for a situation like this and other plumbing problems. Most home repair manuals have general solutions and advice and can solve most of the problems around your home. If they can't solve all of the problems, they can probably save you from major catastrophes like a water leak.

Most of the time it's not the water leak that will cost the most money, it's the damage the water will do to your furniture, carpeting, wood flooring, walls or ceilings. A little information and preparation can save you a lot of money in the long run.

Home Plumbing Books

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Greg Vanden Berge is working on the internet to promote the education for creating simple to follow guides and home building books to help professional building contractors as well as the weekend warriors. He has just finished a home buyers guide to take some of the frustration out of home shopping.

How To Hire a Home Stager

Home stagers have the ability to show off your homes best features. With some paint, some cleaning and decluttering, and some knowledgeable furniture placement, your home will shine above others in the same market.

The goal of home staging is to sell your home faster and for more money. Home stagers can do this because they know what the buyers want and know how to produce those wants in your home whether your home is a million dollar mansion or a modest starter home.

How do you know if a stager is a good one? Here are a few tips:

1. The stager knows the market. They know what the buyers in YOUR area want and expect. They stage your home accordingly.

2. If you are asking for more than a consultation (the stager will actually be doing the work in your home), you should be able to see before and after photos. These can be shown by the stager via the Internet or a brochure.

3. Like with many service providers, a great way to find out about a home stagers experience and expertise is to ask around! If they are good, you will find others that tell you so. A good place to start is with real estate agents in your area.

4. Price does not equal experience and expertise. Once again, be sure that you see photos and ask around. New stagers may be a bit cheaper and have great expertise. Experienced stagers may be more expensive but have less expertise!

No matter who you pick, the stager should be able to transform your home into an incredible, sell-able house!

Teri B Clark is a professional writer and published author. Her most recent book, 301 Simple Things You Can Do To Sell Your Home NOW and For More Money Than You Thought, explains these tips in more detail and offers many, many others. To learn more about Teri's latest book, visit http://staging-your-home.blogspot.com or sign up for a free newsletter

Spiritual Growth

Keys To Closing Commercial Real Esate Transactions

Anyone who thinks Closing a commercial real estate transaction is a clB68ean, easy, stress-free undertaking has never closed a commercial real estate transaction. Expect the unexpected, and be prepared to deal with it.

I've been closing commercial real estate transactions for nearly 30 years. I grew up in the commercial real estate business.

My father was a “land guy”. He assembled land, put in infrastructure and sold it for a profit. His mantra: “Buy by the acre, sell by the square foot.” From an early age, he drilled into my head the need to “be a deal maker; not a deal breaker.” This was always coupled with the admonition: “If the deal doesn’t close, no one is happy.” His theory was that attorneys sometimes “kill tough deals” simply because they don’t want to be blamed if something goes wrong.

Over the years I learned that commercial real estate Closings require much more than mere casual attention. Even a typically complex commercial real estate Closing is a highly intense undertaking requiring disciplined and creative problem solving to adapt to ever changing circumstances. In many cases, only focused and persistent attention to every detail will result in a successful Closing. Commercial real estate Closings are, in a word, “messy”.

A key point to understand is that commercial real estate Closings do not “just happen”; they are made to happen. There is a time-proven method for successfully Closing commercial real estate transactions. That method requires adherence to the four KEYS TO CLOSING outlined below:

KEYS TO CLOSING

1. Have a Plan: This sounds obvious, but it is remarkable how many times no specific Plan for Closing is developed. It is not a sufficient Plan to merely say: “I like a particular piece of property; I want to own it.” That is not a Plan. That may be a goal, but that is not a Plan.

A Plan requires a clear and detailed vision of what, specifically, you want to accomplish, and how you intend to accomplish it. For instance, if the objective is to acquire a large warehouse/light manufacturing facility with the intent to convert it to a mixed use development with first floor retail, a multi-deck parking garage and upper level condominiums or apartments, the transaction Plan must include all steps necessary to get from where you are today to where you need to be to fulfill your objective. If the intent, instead, is to demolish the building and build a strip shopping center, the Plan will require a different approach. If the intent is to simply continue to use the facility for warehousing and light manufacturing, a Plan is still required, but it may be substantially less complex.

In each case, developing the transaction Plan should begin when the transaction is first conceived and should focus on the requirements for successfully Closing upon conditions that will achieve the Plan objective. The Plan must guide contract5B4 negotiations, so that the Purchase Agreement reflects the Plan and the steps necessary for Closing and post-Closing use. If Plan implementation requires particular zoning requirements, or creation of easements, or termination of party wall rights, or confirmation of structural elements of a building, or availability of utilities, or availability of municipal entitlements, or environmental remediation and regulatory clearance, or other identifiable requirements, the Plan and the Purchase Agreement must address those issues and include those requirements as conditions to Closing.

If it is unclear at the time of negotiating and entering into the Purchase Agreement whether all necessary conditions exists, the Plan must include a suitable period to conduct a focused and diligent investigation of all issues material to fulfilling the Plan. Not only must the Plan include a period for investigation, the investigation must actually take place with all due diligence.

NOTE: The term is “Due Diligence”; not “do diligence”. The amount of diligence required in conducting the investigation is the amount of diligence required under the circumstances of the transaction to answer in the affirmative all questions that must be answered “yes”, and to answer in the negative all questions that must be answered “no”. The transaction Plan will help focus attention on what these questions are. [Ask for a copy of my January, 20065B4 article: Due Diligence: Checklists for Commercial Real Estate Transactions.]

2. Assess And Understand the Issues: Closely connected to the importance of having a Plan is the importance of understanding all significant issues that may arise in implementing the Plan. Some issues may represent obstacles, while others represent opportunities. One of the greatest causes of transaction failure is a lack of understanding of the issues or how to resolve them in a way that furthers the Plan.

Various risk shifting techniques are available and useful to address and mitigate transaction risks. Among them is title insurance with appropriate use of available commercial endorsements. In addressing potential risk shifting opportunities related to real estate title concerns, understanding the difference between a “real property law issue” vs. a “title insurance risk issue” is critical. Experienced commercial real estate counsel familiar with available commercial endorsements can often overcome what sometimes appear to be insurmountable title obstacles through creative draftsmanship and the assistance of a knowledgeable title underwriter.

Beyond title issues, there are numerous other transaction issues likely to arise as a commercial real estate transaction proceeds toward Closing. With commercial real estate, negotiations seldom end with execution of the Purchase Agreement.

New and unexpected issues often arise on the5B4 path toward Closing that require creative problem-solving and further negotiation. Sometimes these issues arise as a result of facts learned during the buyer’s due diligence investigation. Other times they arise because independent third-parties necessary to the transaction have interests adverse to, or at least different from, the interests of the seller, buyer or buyer’s lender. When obstacles arise, tailor-made solutions are often required to accommodate the needs of all concerned parties so the transaction can proceed to Closing. To appropriately tailor a solution, you have to understand the issue and its impact on the legitimate needs of those affected.

3. Recognize And Overcome Third Party Inertia: A major source of frustration, delay and, sometimes, failure of commercial real estate transactions results from what I refer to as “third-party inertia”. Recognize that the Closing deadlines important to transaction participants are often meaningless to unrelated third parties whose participation and cooperation is vital to moving the transaction forward. Chief among third-party dawdlers are governmental agencies, but the culprit may be any third party vendor or other third party not controlled by the buyer or seller. For them, the transaction is often “just another file” on their already cluttered desk.

Experienced commercial real estate counsel is often in the best position to recognize inordinate delay b5B4y third parties and can often cajole recalcitrant third parties into action with an appropriately timed telephone call. Often, experienced commercial real estate counsel will have developed relationships with necessary vendors and third parties through prior transactions, and can use those established relationships to expedite the transaction at hand. Most importantly, however, experienced commercial real estate counsel is able to recognize when undue delay is occurring and push for a timely response when appropriate. Third party vendors are human (they claim) and typically respond to timely appeals for action. It is the old cliché at work: “The squeaky wheel gets the oil”. Care must be taken, however, to tactfully apply pressure only when necessary and appropriate. Repeated requests or demands for action when inappropriate to the circumstance runs the risk of alienating a necessary party and adding to delay instead of eliminating it. Once again, human nature at work. Experienced commercial real estate counsel will often understand when to apply pressure and when to lay off.

4. Prepare For The Closing Frenzy: Like it or not, controlled chaos leading up to Closing is the norm rather than the exception for commercial real estate transactions. It occurs because of the necessity of relying on independent third parties, the necessity of providing certifications and showings dated in close proximity to Closing, and becaB68use new issues often arise at or near Closing as a consequence of facts and information discovered through the continual exercise of due diligence on the path toward Closing.

Whether dealing with third-party lessees, lenders, appraisers, local planning, zoning or taxing authorities, public or quasi-public utilities, project surveyors, environmental consultants, title insurance companies, adjoining property owners, insurance companies, structural engineers, state or local departments of transportation, or other necessary third-party vendors or participants, it will often be the case that you must wait for them to react within their own time-frame to enable the Closing to proceed. The transaction is seldom as important to them as it is to the buyer and seller.

To the casual observer, building-in additional lead-time to allow for stragglers and dawdlers to act may seem to be an appropriate solution. The practical reality, however, is that many tasks must be completed within a narrow window of time just prior to Closing.

As much as one may wish to eliminate the last minute rush in the days just before Closing, in many instances it is just not possible. Many documents and “showings”, such as UCC searches, surveys, water department certifications, governmental notices, appraisals, property inspection reports, environmental site assessments, estoppel certificates, rent rolls, certificates of authority, and the like, must be dated near in time to the Closing, often within a few days or weeks of Closing. If prepared and dated too far in advance, they become stale and meaningless and must be redone, resulting in additional time and expense.

The reality is that commercial real estate Closings often involve big dollar amounts and evolving circumstances. Rather than complain and stress-out over the hectic pace of coordinating all Closing requirements and conditions as Closing approaches, you are wise to anticipate the fast paced frenzy leading up to Closing and should be prepared for it. As Closing approaches, commercial real estate counsel, real estate brokers and necessary representatives of the buyer and seller should remain available and ready to respond to changing demands and circumstances. This is not a time to go on vacation or to be on an out of town business trip. It is a time to remain focused and ready for action.

Recognizing that pre-Closing frenzy is the norm rather than an exception for commercial real estate transactions may help ease tension among the parties and their respective counsel and pave the way for a successful Closing.

Like it or not, this is the way it is. Prepare for the Closing frenzy and be available to respond. This is the way it works. Anyone who tells you differently is either lying to you or has had little experience in Closing commercial real estate transactions.

So there you have it. The four 59BKEYS TO CLOSING a commercial real estate transaction.

1. Have a Plan

2. Assess And Understand the Issues

3. Recognize And Overcome Third Party Inertia

4. Prepare For The Closing Frenzy

Apply these Keys to Closing, and your chance of success goes up. Ignore these Keys to Closing, and your transaction may drift into oblivion.

R. Kymn Harp represents investors and developers of commercial and industrial real estate, primarily in Illinois and Indiana. He has been practicing law for nearly 30 years and is currently a partner in the Chicago, Illinois office of Arnstein & Lehr LLP, one of the oldest law firms in the Midwest. Mr. Harp is a frequent speaker at educational forums involving the development, financing, and sale of commercial real estate, and has written and published numerous articles on a wide range of real estate topics. He also frequently writes for the Illinois Institute of Continuing Legal Education. R. Kymn Harp can be contacted at Arnstein & Lehr LLP, 120 S. Riverside Plaza, Suite 1200, Chicago, IL 60606 Dir. Ph. 312-876-6907; email: rkharp@arnstein.com For more information go to http://www.realestate-law.com

Clearing Your Clutter

Feng Shui Life – Clearing Your Clutter With A Yard Sale By: Laurie J. Raphael As you may already know, the first step to obtaining a feng shui life is to rid your home and yourself of all the stale and dead energy around you by getting rid of all the clutter. One really good way to do that is by having a yard sale. There are many great reasons for having a yard sale. Some people have yard sales before they move so they don't have to pack and ship belongings they aren't using. Sometimes they are updating the look of their home and sell their old belongings to make money and room for the new ones.
Sometimes your children just grow like weeds and rapidly outgrow both their clothes and their toys. It could also simply be the desire to purge all those items you've held onto for so long, thinking you'd find a use for them but never did. No matter what your reason, having a yard sale is a relatively easy goal to achieve and requires just a few hours of preparation and a few more hours actually selling your wares. You'll reap both financial and emotional rewards from it. Getting rid of the clutter is your first step towards attaining a feng shui life. Decide on a date for your yard sale.
Visit your local liquor store for boxes or use heavy duty garbage bags to put the items for your sale into. Start by surveying the items you have. When you are going through your house, you will need to be brutally honest with yourself. If you haven't used it, don't like it, don't see yourself using it or don't know of anyone personally who could benefit from it, then it's a yard sale item. Sort through every dresser and kitchen drawer, every clothes and linen closet, every cupboard and toy box you have in your house. Don't forget your basement, attic, pantry, entertainment center, buffet and outdoor tool shed as well. Get your family involved so that if an item belongs to one of them you won’t be making the decision for them. Get their input before placing an item in your yard sale box. Regardless of the time it takes to sort through all your items, make the commitment to stick with it and remind yourself on a continual basis the monetary profit and emotional relief you'll feel once your clutter has been cleared from your home.
Once the sale is over, make another commitment to yourself not to bring the unsold items back into your home. Make arrangements with your local charity thrift store to donate the items. Most will be happy to make arrangements to pick up large donations. If you don’t have a local charity who will pick up the items just use my method and put a big “FREE” sign out at the end of the day. You will not believe how fast those items will disappear and it will save you a trip to the second hand store or from being tempted to bring the items back into the house. Once it's all said and done, you'll have a few extra dollars in your pocket, and can breathe an emotional sigh of relief that the clutter that's been weighing you down for so long has been purged from your home. Renew your commitment to remain organized and to combat the clutter on a continual basis.
About The Author Laurie J. Raphael Visit my Alternative Medicine website featuring Feng Shui life and Herbal Remedy Medicines, Chinese Herbal Medicine and much more: http://www.AlternativeMedicineBasics.com Sign up for my Newsletter at: altmedbasics@getresponse.com

Think & Grow Rich

All wealth is a product of mind. Some economists will try to convince you that wealth comes from productivity. Many people believe that wealth is a matter of ownership or the accumulation of possessions. They are blind to the truth. They see only effects, not causes.

It is ideas that produce wealth. The process of creating anything, including wealth, begins with the idealization, the conceptualization, the visualization. Everything that follows is simply the implementation of the original thought. Everyone has the capacity to think and to choose what and how to think. Therefore, everyone can be wealthy.

The great thing is that ideas are free. You don't have to exchange or pay anything to have an idea. The problem most people have is that they don't have any original ideas. Of course, it is possible to refine someone else's idea or to find a better way to implement someone else's idea and thereby create wealth. That is actually what most people do. But why not just come up with your own concept. After all, ideas are free. Yours for the asking. No cost.

Hold onto that thought. Something you can produce with no visible effort, something you can have an endless supply of, something that you can have for free, can make you wealthy. Just one simple idea.

Hey, why don't we create an online flea market?

Zap. eBay. A multi-billion dollar company.

Hey, why don't we create a 24-hour international TV news channel?

Zap. CNN.

Hey, why don't we create a better delivery system than the post office?

Zap. FedEx.

Hey, why don't we create a personal computer?

Zap. Apple Computer.

The experts at IBM laughed at the two Steves. "Who would want a computer in their home? You guys are nuts." Now IBM's business relies on the sale of PCs. And the world is a different place. What would your life be like without a personal computer?

His college professor gave Fred Smith a 'C' on his paper proposing the need for a guaranteed overnight delivery service. Now even the post office copies Fred's FedEx concept. Fred is wealthy. The prof is still not. Not wealthy and not thinking correctly. Thinks A ideas are C value.

Ted Turner knew nothing about TV. His business was outdoor advertising. Billboards. Now, the major TV networks copy little old upstart TBS. And now it is CNN/Time Warner/AOL.

Ideas. How great they are compared to tangible things. Here's why. If I have clay pots and you have apple pies, I can trade you a clay pot for an apple pie, but then I'd have one less clay pot and you'd have one less apple pie. But if I have an idea and you have an idea, I can trade you my idea for your idea and now we both have two ideas. Not only that, two ideas often act synergistically to make a third idea and maybe even a fourth or a fifth idea as well.

Tangible things do not grow when exchanged. They merely change hands. Ideas change the world. Tangible things do not create wealth. They are the effects of wealth creation. Ideas are the cause of wealth creation. Had any good or original ideas recently? You are equally as capable of having them as any one else. Ok, maybe you don't know how to think original thoughts. Improved upon anybody else's ideas lately? At least you can do that. No? The find a good idea and implement it. Copy. Mimic. Do the same thing.

Michael Dell did not invent the personal computer. DHL is merely copying FedEx. The boys at Google did not invent Internet search engines. They just built a better one. It was someone else's original idea.

I did not invent eBooks. Online marketing was not my original idea. I took my ideas, added the ideas of others and presto, a wealth creation business.

Yes, you can think and grow rich. I know. I have the proof. That's what I do. So can you. Go ahead; I dare you. Think. Idealize. Imagine. What if...

Why don't we create a...

© Leslie Fieger. All rights reserved worldwide.

Leslie is the author of The DELFIN Knowledge System Trilogy: The Initiation, The Journey and The Quest plus many more success publications. He also the co-author of The End of the World with Hugh Jeffries and Alexandra's DragonFire with his daughter Ashley. Subscribe to his free and ad-free eZine at http://www.ProsperityParadigm.com or http://www.LeslieFieger.com

Reprinting and republishing of this article is granted only with the above credit included. Permission to reprint or republish does not waive any copyright.